Market Intelligence

Research You Can Actually Use

Original analysis on buying strategy, market dynamics, insurance realities, club and HOA structures, and the carrying costs that listing marketing never covers.

Neighborhood Guide · Palm Beach, FL

Palm Beach, FL Neighborhoods: North End, Estate Section, Mid-Town, and South End Explained

Palm Beach Island average home value is $9.8M in 2026 with 118% five-year appreciation. But North End, Estate Section, Mid-Town, and South End serve different buyer profiles at different price points. Choosing the wrong one is the most consequential mistake Palm Beach buyers make. August 2026.

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Waterfront Guide · Jupiter, FL

Jupiter Waterfront Real Estate: Loxahatchee River, Intracoastal, and Ocean Access Explained

Jupiter waterfront median sold $725K in spring 2026 — but river, Intracoastal, canal, and ocean access are four completely different products. Fixed bridge restrictions, controlling depth, flood zones, and which communities actually deliver deep-water ocean access. The buyer's guide before you search. July 2026.

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Club & Community Guide · Jupiter, FL

Jupiter, FL Golf Communities: Bear's Club, Medalist, Jonathan's Landing, and How to Choose

Bear's Club is 68 homes and $350,000 initiation. Medalist is invitation-only with no residential community. Jonathan's Landing has three courses and optional membership. The honest buyer's guide to Jupiter's golf communities — what each costs, who it serves, and which fits your profile. July 2026.

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Insurance · All Markets

Florida Home Insurance Reality: What Every Affluent Buyer Needs to Underwrite Before Making an Offer

Florida homeowners insurance averages $8,458 statewide — 3x the national rate. For Palm Beach and Naples coastal estates the real number is $20,000 to $80,000+. The hurricane deductible exposure, VE zone flood stacking, wind mitigation credits, and the pre-offer checklist. July 2026.

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Tax Strategy · All Markets

Florida Domicile and Income Tax: How to Stop Paying Your State's Income Tax

Florida has no state income tax. A household earning $1M annually eliminates $127K in New York taxes or $133K in California taxes per year. The audit risk comes entirely from the state you're leaving. Complete checklist, NY 183-day rule, CA totality test, 2026 ballot context. July 2026.

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Property Tax · All Markets

Florida Homestead Exemption 2026: What It Is, What It Saves You, and How to File

Up to $50,000 off taxable assessed value. Save Our Homes cap activates automatically and compounds to $10,000–$40,000+ in annual savings over a long hold. File Form DR-501 by March 1. July 2026.

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Market Comparison · Palm Beach County

Palm Beach vs. Jupiter: Which Florida Market Is Right for Your Capital?

Palm Beach island median sale $2.6M. Jupiter median $670K with price per square foot up 9%. Same county, entirely different buyer theses. Scarcity versus the complete Florida life. July 2026.

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Market Comparison · Martin County

Hobe Sound vs. Jupiter Island: Which Is the Right Treasure Coast Estate Market?

Jupiter Island median list hit $14.8M at $3,074 per square foot in June 2026. Hobe Sound median sale was $497,500. Same county, adjacent communities, fundamentally different buyer theses. July 2026.

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Market Intelligence · Stuart, FL

Is Stuart, Florida Up and Coming—or Has the Window Already Closed?

Home prices up 8.3% through May 2026. Single-family average list hit $1.69M. Martin County growth controls intact. The window that closed around 2022, the one that hasn't, and the configurations that still represent the thesis. July 2026.

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Neighborhood Intelligence · Naples, FL

What Is Old Naples and Is It Worth the Premium Over North Naples?

Old Naples median hit $2.5M in early 2026, up 12.1% year-over-year, while the broader Naples market fell 3.1%. North Naples golf communities trade from $1.5M. Which buyer profile belongs where. June 2026.

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Insurance · Statewide

Which Florida Home Insurance Companies Are Still Writing in 2026?

Citizens is down to 336,000 policies. More than 17 new admitted carriers have entered. For HNW buyers the shortlist is Chubb, PURE, AIG, Cincinnati, and Vault. June 2026.

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Property Tax · Statewide

Save Our Homes Portability: How to Transfer Your Florida Tax Benefit When You Move

Up to $500,000 of accumulated tax assessment savings can move with you to a new Florida homestead. The deadline, the form, the math, and what the 2026 ballot measures could change. June 2026.

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Market Comparison · Palm Beach County

Jupiter vs. Palm Beach Gardens: Which Market Should You Buy In?

Same county, same school district, different buyer thesis entirely. Direct inlet access vs. golf community breadth. Price data, club profiles, and the two questions that resolve the decision. May 2026.

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Carrying Costs · Palm Beach, FL

What Does It Actually Cost to Own a Home in Palm Beach, Florida?

Property tax, insurance, flood coverage, HOA, maintenance, and ARCOM modeled at $3M, $6M, and $10M. The number that listing marketing never shows you. 2026 data.

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Club Membership · Naples, FL

Naples Country Clubs: Membership Wait Lists, Equity Requirements, and What the Brochure Omits

The best clubs in Naples have three- to five-year wait lists. Buying in the right neighborhood doesn't guarantee access. What serious buyers need to know before they're under contract.

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